Effective date: August 31, 2026
Read the Korean original ↗ · 日本語 ↗
Thank you for using Snowball (눈덩이, the "Service"). These Terms set out the conditions and procedures for using the Service. By using the Service, you are deemed to have agreed to these Terms.
This English version is provided for your convenience. If there is any difference in meaning between this version and the Korean original, the Korean original prevails.
These Terms set out the conditions and procedures for using the spending-habit and expense-tracking app service (the "Service") provided by Snowball (the "Provider"), as well as the rights, obligations and responsibilities of the Provider and of users.
These Terms apply to every user who wishes to use the Service. The Provider may amend these Terms where necessary and will give notice in advance through an in-app announcement or by email. Amended Terms take effect seven days after that notice.
The Service is available after you create an account. Some features can be used without an account.
The Provider aims to offer the Service year-round, but may suspend it temporarily in the following cases.
The Provider may change the content, features and user interface of the Service without prior notice.
Users must not do any of the following.
Users may optionally share a one-line note from a saving record anonymously with other users (the Echo feature), and may leave comments on entries in a shared ledger or a trip ledger. Content that is shared or posted must not include any of the following.
Users may report inappropriate shared content inside the app, or block content from the user who posted it. Reported content may be hidden without delay through automated filtering and operator review, and users who violate these rules may have their use restricted under Article 7.
If a user violates these Terms or interferes with the normal operation of the Service, the Provider may restrict that user's access or delete the account without prior notice.
Asset simulations, savings calculations and future-value projections offered by the Service are provided for reference only and do not guarantee any actual financial outcome. The Provider is not liable for investment decisions made on that basis or for any resulting loss.
Settlement in the trip ledger is a calculation aid based on the entries users enter themselves; the Service does not carry out any actual transfer or payment.
Except in cases of intent or gross negligence, the Provider is not liable for damages arising from interruption of the Service or loss of data.
Copyright in all content within the Service (text, images, UI design, icons and so on) belongs to the Provider. Users may not copy, distribute or modify Service content without permission.
The Provider handles users' personal information in accordance with applicable law and the Privacy Policy.
Disputes relating to use of the Service are to be resolved first through discussion between the parties. Where no agreement is reached, the dispute is resolved by the court having jurisdiction under applicable law. These Terms are governed by the laws of the Republic of Korea.
For questions about the Service, use the in-app inquiry feature or write to us (English is welcome).
Email: poxy1535@gmail.com